• Direct Partner Access
  • Flexible Fees
  • Expert Advice
  • Melbourne-Based
  • Free Case Review
  • Fast Turnaround Times

Why Choose Us

Results-Driven, Approachable & Thorough For The Right Legal Outcome

  • We Get Results

    We always start with the goal in mind working with you to reach the best legal outcome

  • Expert Advice

    We are a dedicated team of experts in a broad range of legal fields, applying robust and cutting edge approaches

  • Free Consultation

    Within the first consultation we will be able to tell you very simply and quickly how we can help you with your legal matter.

  • We keep you informed

    Success thrives on great communication, which is why we will be clear and transparent throughout the course of your matter

Mortgage legal services

Rosendorff offers a full range of legal advice on loans, including:

Full legal mortgage advice

We review your contract and make sure you are fully informed of the conditions of your home loan.

Mortgage refinancing advice

We advise on adjusting and refinancing your mortgage to suit your life and your goals.

Mortgage dispute negotiation

We assist with any difficulties or disagreements that may arise on your loan.

Home loans for lawyers

We advise legal professionals of special rates available on their loans according to their standing in the Victorian Legal Services Board.

For more details on our services, or to see how we can help you, call us today on 1300 795 893 for an obligation-free discussion.

The mortgage property process is explained

Getting a mortgage is a six-step process:

1. Home loan pre-approval

How much can you safely borrow? Taking into account your income, lifestyle, and financial goals, your bank will give you a pre-approved home loan range.

2. Find your property

Find a property that suits you in that price range, then make an offer directly or at auction.

3. Apply for the mortgage

Give your bank all your financial details including your current occupation and income, assets and debts, your credit history and the details of the house on which you have just made an offer.

4. Have the home loan processed

The lending institution will summarise the information that you have provided into a standard, three-page document called a Loan Estimate, valid for you to accept within ten days.

5. Final approval of the loan by the underwriters

The lender’s underwriters will take the house price, and determine the value of previous properties, your financial security and the term of the loan. If they approve the loan, they will set the interest rate.

6. Close on the property

Finally, go to a closing meeting, receive every relevant piece of mortgage advice including any value changes since the process started, pay the closing fee (2-5% of the property value), and receive and sign the Closing Disclosure Form. 

You now have three days to review any documents from that meeting and to walk through the property one last time to make sure you are completely sure about the purchase. After this three-day period, the deal is complete.

Benefits of professional mortgage advice

Mortgage law can be baffling, and even if you get to know the legal complexities, you may not know how that applies to each part of Melbourne, or to your property in particular.

Property lawyers need to ensure that they have delivered the mandatory legal advice, but those with your well-being as a priority will ensure that you understand it, and will emphasise the parts of particular significance to you. 

Our mortgage advice will have you well-informed and well-advised throughout the whole process. This helps you make the best choices for your investments.

Contact us today on (03) 8320 2955 to arrange an appointment and consultation with one of our experienced conveyancing lawyers today

 

Meet The Rosendorff Team

Our team comprised of experienced and passionate lawyers. Each of our lawyers is highly trained, personable and capable of advising our clients with their myriad of business and personal legal issues. Each of our lawyers prides themselves on providing straightforward, honest and commercially astute advice that is geared to our clients’ best interests.

Rosendorff Lawyers
4.5
Based on 15 reviews
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Illan ElbergIllan Elberg
09:58 29 Aug 23
We engaged Brett to assist us with some issues we were having in relation to an easement. The matter was dealt with swiftly and professionally. Highly recommend.
Susan ZHENGSusan ZHENG
12:03 13 Aug 23
I engaged Brett Samuel from Rosendorff Lawyers to help me with a commercial dispute. Brett really went out of his way to understand my dispute and I found him empathetic, thorough and a great advocate. Whilst I had to commence a court proceeding, Brett and his team obtained a really good result for me at mediation so that I would not have to spend significant amounts of money running the case to a trial. I would highly recommend Rosendorff Lawyers to anyone seeking help with their business legal needs and I would be very happy to use Brett and his team again.
Saurav VermaSaurav Verma
01:02 10 Jun 23
Brett and Karan from Rosendorff Lawyers handled my case andI would highly recommend them. They explained all the options in detail upfront and request was completed in timely manner. Good communication, transparency and focus on helping the client.
Stephanie NigroStephanie Nigro
12:07 07 Mar 23
Ash was extremely thorough and went the extra mile to understand every detail of my case. He is very knowledgable, level-headed and his advice has been remarkable. He wrote a phenomenal letter of demand which resulted in a positive outcome for my case.I would without a doubt recommend Ash to all my family and friends who were in a property dispute.Matt La Selva
Mel MichaelMel Michael
04:22 06 Sep 22
My wife and I engaged the services of Rosendorff Lawyers in late 2020 to advise and assist us in a VCAT matter concerning ingress of water from a neighboring apartment through the other owner's balcony.It was a very lengthy process that included taking action against the other apartment owners, the Owners Corporation and ultimately against the builder of the apartments and their Lloyds of London high level Melbourne lawyers.We went through numerous arduous mediation conferences that would have been most stressful if it was not for the skills of the Rosendorff staff members, Brett Samuel and his associate Andrew Black who guided us through the complexities of the VCAT procedures.There was a lot of pressure by the opposing parties to not continue with our action, but Brett counselled us to move forward with it and ultimately, we had our day at VCAT in June 2022 with a resounding win for our side.Rosendorff Lawyers protect the interests of the minor parties against the weight of the major legal players and are to be commended for what they achieve.My wife and I are both in our early 80's. We could have ended up badly out of pocket with expenses etc., but Brett and Andrew successfully guided us all the way through the trauma for which we are extremely grateful to them both.I would have absolutely no hesitation in recommending Rosendorff's to any person or organization looking for professional legal advice but with a need for a sympathetic lawyer.Sincerely,MELVYN MICHAEL
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Our Happy Clients

The Difference Is In Our Level Of Experience Defending The Most Difficult Cases & Our Rigorous Approach To Each Matter


  • I have known Brett Samuel and Rosendorff Lawyers for over 18 months. Brett is a commercially astute lawyer who provides excellent service, quick turnaround, responsive and useful advice and above all understands that clients expect results not just legal gobbledygook.

    I have referred Brett to a number of clients requiring commercial legal expertise and each has commented on his service and value for money approach to the law.

    I have also personally engaged Brett on a number of commercial and private matters and have found him to be an excellent ally. His advice is highlighted by providing options to the client but importantly, recommending a course of action that minimises risk and maximises outcomes. To date this approach has proven to be very valuable and what I, as a client, expects.

    I have no hesitation in recommending Brett for any commercial matter that you need advice on.

    Colin Linke, Director, Bentley Partners Accounting Services

  • I have used the services of Rosendorff Lawyers for a number of years now and have found them to be a great asset to my Business Sunburst Group. Their advice concerning contractual law and from time to time commercial litigation has been indispensable. Brett Samuel is always a pleasure to deal with as he is meticulous in his research prior to any legal action we might be considering. My association with Rosendorff Lawyers has helped my business to make the correct informeddecisions and in doing so has enabled me to save many thousands of dollars that otherwise uniformed decisions may have cost me.

    Rob Grainger , SUNBURST GROUP OF COMPANIES

  • Thanks for the excellent work you and your team at Rosendorff Lawyers did throughout the whole process of setting up Tarp Asset Management. The advice given was much appreciated. Coming in under budget was a welcome surprise too. I would not hesitate to recommend Rosendorff Lawyers to anyone searching for a reputable Melbourne-based financial services law firm. Your team went well above and beyond what was required to achieve success. I look forward to a long and rewarding professional relationship with Rosendorff Lawyers.

    Alex Tarpkos Tarp Asset Management

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