Income Protection Insurance

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Income protection (or Total and Temporary Disability) insurance is insurance to cover your income if you are unable to work temporarily because of a medical reason. If you have income protection insurance and can’t work, you may be eligible to receive a monthly benefit for a set period of time that pays up to 75% of your gross income.

For Income Protection claims you need to show that you cannot currently do your job, you are under the care of a doctor, and that you’re not working for a wage or income.

Policies vary enormously in terms of how much money you will receive and for how long. The definition of being unable to work also varies, with some policies paying a benefit when you are unable to perform your usual job, while others only pay when you cannot perform any occupation for which you are suited based on your education, training or experience.

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I have known Brett Samuel and Rosendorff Lawyers for over 18 months. Brett is a commercially astute lawyer who provides excellent service, quick turnaround, responsive and useful advice and above all understands that clients expect results not just legal gobbledygook.

I have referred Brett to a number of clients requiring commercial legal expertise and each has commented on his service and value for money approach to the law.

I have also personally engaged Brett on a number of commercial and private matters and have found him to be an excellent ally. His advice is highlighted by providing options to the client but importantly, recommending a course of action that minimises risk and maximises outcomes. To date this approach has proven to be very valuable and what I, as a client, expects.

I have no hesitation in recommending Brett for any commercial matter that you need advice on.

Colin Linke, Director, Bentley Partners Accounting Services
I have used the services of Rosendorff Lawyers for a number of years now and have found them to be a great asset to my Business Sunburst Group. Their advice concerning contractual law and from time to time commercial litigation has been indispensable. Brett Samuel is always a pleasure to deal with as he is meticulous in his research prior to any legal action we might be considering. My association with Rosendorff Lawyers has helped my business to make the correct informeddecisions and in doing so has enabled me to save many thousands of dollars that otherwise uniformed decisions may have cost me.

Rob Grainger , SUNBURST GROUP OF COMPANIES
Thanks for the excellent work you and your team at Rosendorff Lawyers did throughout the whole process of setting up Tarp Asset Management. The advice given was much appreciated. Coming in under budget was a welcome surprise too. I would not hesitate to recommend Rosendorff Lawyers to anyone searching for a reputable Melbourne-based financial services law firm. Your team went well above and beyond what was required to achieve success. I look forward to a long and rewarding professional relationship with Rosendorff Lawyers.

Alex Tarpkos Tarp Asset Management